Take control of your retirement health care costs

Remember to include health care costs, and a strategy to pay for them, as you invest and plan for retirement.

For many retirees, the years after work come with the comfort of knowing certain major expenses are gone or greatly reduced: Children might be grown and supporting themselves; a mortgage might be paid off or close to it; and work expenses such as commuting costs no longer exist. Yet, one expense—health care costs—will likely increase and can be a source of concern and confusion. With adequate planning, however, you can take control of retirement health care expenses and make sure you receive the services you need efficiently and affordably.

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